Money 101


Stories about the basics of good money management.

Stuck in Traffic: 10 Ways to Beat the High Cost of Commuting

Whether it’s time or money, you’re wasting both sitting in traffic. It’s time to get a handle on the high cost of commuting. Americans have long had a love affair with the automobile and are often reluctant to give up driving. Even those among us who look forward to getting behind the wheel can find [...]

Want to Improve Your Credit Score? Here Are 8 Steps You Can Take Right Now

When your credit is anything less than good, it can start to negatively impact different areas of your life and limit your lifestyle dramatically. But, you can take steps to improve your credit score. Your credit score is a three-digit number that defines your individual credit worthiness. When you apply for a loan, credit card, [...]

Understanding How Credit and Debt Work Can Lead to a Brighter Future

It’s important to thoroughly review credit card and loan offers before signing on the dotted line. When you understand how credit and debt work, you can keep your finances on track. Have you ever wanted or needed something and not had enough money to purchase it with cash? Sure. It could be as small as [...]

Banks and Credit Unions Can Help You Build a Secure, Financial Future

To make smart choices about your finances, you need to understand how banks and credit unions work. With this knowledge, put them to work for you and build a secure financial future. Your financial well-being depends heavily on a healthy balance of spending, saving and investing. When it comes to finances, however, many are hesitant [...]

Create a Financial Budget that Helps You Live Below Your Means

Wealth is not simply your income, it’s also the money you accumulate through savings and investments. When you create a financial budget, you can grow your wealth by living below your means. Most people believe that wealth is measured by the amount of money you earn. Although that may be a factor, the more accurate [...]